The times they are a changin’ – againWhether your credit is being crunched, squeezed or wiped out, there is no escaping the way the world is changing shape again. November 3rd 2008, 3:04 am 3 min read Facebook An icon of a facebook f logo. LinkedIn An icon of the LinkedIn logo. Twitter An icon of the Twitter logo. Whether your credit is being crunched, squeezed or wiped out, there is no escaping the way the world is changing shape again.